{"schemaVersion":1,"recordType":"legal-article","id":"law:eri:code:civil:2015:article:2651","workId":"law:eri:code:civil:2015","expressionId":"law:eri:code:civil:2015:en","title":"Counter-Evidence","number":"2651","language":"en","canonicalUrl":"https://eriatlas.com/law/civil-code-2015/article/2651/","hierarchy":{"book":"BOOK VI - SPECIAL CONTRACTS","title":"TITLE V- ALEATORY CONTRACTS","chapter":"Chapter 2. - Insurance","section":"Section 2. - Provisions Applicable to all Forms of Insurance","paragraph":"Paragraph 2. - Representations"},"paragraphs":[{"id":"p1","number":"1","text":"Notwithstanding any provision to the contrary, the policy shall remain in force if the applicant or insured person proves that he acted in good faith.","canonicalUrl":"https://eriatlas.com/law/civil-code-2015/article/2651/#p1","sourceTargets":[{"sourceId":"civil-code-2015-en","pdfPage":731,"url":"https://eriatlas.com/sources/civil-code-2015/page/731/?article=2651&paragraph=p1#article-2651-p1"}]},{"id":"p2","number":"2","text":"If the insurer discovers the concealment or false statements before the risk materializes, he may terminate the policy by giving one month’s notice or may maintain the policy and increase the premium.","canonicalUrl":"https://eriatlas.com/law/civil-code-2015/article/2651/#p2","sourceTargets":[{"sourceId":"civil-code-2015-en","pdfPage":731,"url":"https://eriatlas.com/sources/civil-code-2015/page/731/?article=2651&paragraph=p2#article-2651-p2"}]},{"id":"p3","number":"3","text":"If the insurer discovers the concealment or false statements after the risk has materialized, he may reduce the sum to be paid to account for the difference between the premiums actually paid and the premiums which ought to have been paid had the applicant or insured person not concealed the facts or made no false statements.","canonicalUrl":"https://eriatlas.com/law/civil-code-2015/article/2651/#p3","sourceTargets":[{"sourceId":"civil-code-2015-en","pdfPage":731,"url":"https://eriatlas.com/sources/civil-code-2015/page/731/?article=2651&paragraph=p3#article-2651-p3"}]}],"caution":"This is the 2015 English-language edition attributed in its front matter to the Ministry of Justice. Eri Atlas has not independently verified the translation, later changes, or whether the text is currently in force. Nine passages are incomplete in the available scan and are identified where they occur."}